\n
Last Updated:<\/span>October 10, 2025, 09:50 IST<\/time><\/p>\nSuryoday Small Finance Bank has increased its FD and savings account interest rates, offering returns of up to 8.10 per cent for senior citizens.<\/h2>\n\n
\n
\n
\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
\nThe new rates, effective from October 2025, aim to attract more long-term and high-value depositors.<\/p>\n<\/figure>\n
Suryoday Small Finance Bank has announced a revision in its fixed deposit (FD) and savings account interest rates. The new FD rates apply to deposits below Rs 3 crore starting October 8, this year, while the revised savings account rates came into effect on October 1, 2025. This update gives customers better returns on medium to long-term deposits and attractive interest on higher savings account balances.<\/p>\n
After the latest revision, the bank is now offering FD interest rates between 4 per cent and 8.05 per cent for deposits below Rs 3 crore. The highest FD rate of 8.05 per cent is available for a 5-year tenure, making it a popular choice among long-term investors. Shorter tenures, such as those under one year, continue to offer modest returns, starting from 4 per cent.<\/p>\n
Revised Fixed Deposit Interest Rates <\/strong><\/p>\nThe updated FD rates are as follows:<\/p>\n
\u2013 7 to 14 days: 4 per cent<\/p>\n
\u2013 15 to 45 days: 4.25 per cent<\/p>\n
\u2013 46 to 90 days: 4.50 per cent<\/p>\n
\u2013 91 days to 6 months: 5 per cent<\/p>\n
\u2013 6 months 1 day: 6.75 per cent<\/p>\n
\u2013 Above 9 months to less than 1 year: 6 per cent<\/p>\n
\u2013 1 year: 7.40 per cent<\/p>\n
\u2013 Above 1 year to 3 years: 7.25 per cent<\/p>\n
\u2013 5 years: 8.05 per cent (highest)<\/p>\n
\u2013 Above 5 years to 10 years: 7.25 per cent<\/p>\n
These rates apply to deposits below Rs 3 crore and are subject to change based on the bank\u2019s policy and market conditions.<\/p>\n
Senior Citizens Get Higher Returns<\/strong><\/p>\nSenior citizens benefit from slightly higher interest rates, ranging from 4.20 per cent to 8.10 per cent, depending on the deposit tenure. The highest rate of 8.10 per cent is available for a 5-year FD, providing a steady income option for retirees.<\/p>\n
A few examples include:<\/strong><\/p>\n\u2013 7 to 14 days: 4.20 per cent<\/p>\n
\u2013 91 days to 6 months: 5.20 per cent<\/p>\n
\u2013 1 year: 7.60 per cent<\/p>\n
\u2013 5 years: 8.10 per cent (highest)<\/p>\n
\u2013 Above 5 years to 10 years: 7.45 per cent<\/p>\n
Updated Savings Account Interest Rates<\/strong><\/p>\nSavings account interest is paid based on daily balance slabs for domestic, NRE and NRO accounts.<\/p>\n
\u2013 Up to Rs 1 lakh: 2.50 per cent<\/p>\n
\u2013 Above Rs 1 lakh to Rs 5 lakh: 3 per cent<\/p>\n
\u2013 Above Rs 5 lakh to Rs 10 lakh: 6.25 per cent<\/p>\n
\u2013 Above Rs 10 lakh to Rs 5 crore: 7.50 per cent<\/p>\n
\u2013 Above Rs 5 crore to Rs 25 crore: 7.75 per cent (highest)<\/p>\n
For balances over Rs 25 crore, customers can contact their nearest branch for customised rates.<\/p>\n
\n
\n
<\/p>\n<\/figure>\n<\/span><\/p>\n
Business Desk<\/p>\n
A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al…Read More<\/span><\/p>\n<\/div>\n<\/div>\nA team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al… Read More<\/span><\/p>\n<\/div>\n<\/div>\nLocation :<\/span><\/p>\nDelhi, India, India<\/span><\/p>\n<\/div>\nFirst Published:<\/span><\/p>\n\n
October 10, 2025, 09:50 IST<\/p>\n<\/div>\n<\/div>\n
News business
Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here<\/span><\/div>\n\n
\n
Disclaimer: Comments reflect users\u2019 views, not Business\u2019s. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. Business may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.<\/div>\n<\/div>\n<\/div>\n
Read More<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Last Updated:October 10, 2025, 09:50 IST Suryoday Small Finance Bank has increased its FD and savings account interest rates, offering returns of up to 8.10 per cent for senior citizens. The new rates, effective from October 2025, aim to attract more long-term and high-value depositors. Suryoday Small Finance Bank has announced a revision in its …<\/p>\n","protected":false},"author":1,"featured_media":1250,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[49,317,316],"class_list":["post-1249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-business-news","tag-fixed-deposit","tag-interest-rate"],"yoast_head":"\n
Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here - Business Breaking<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessbreaking.com\/?p=1249\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here - Business Breaking\" \/>\n<meta property=\"og:description\" content=\"Last Updated:October 10, 2025, 09:50 IST Suryoday Small Finance Bank has increased its FD and savings account interest rates, offering returns of up to 8.10 per cent for senior citizens. The new rates, effective from October 2025, aim to attract more long-term and high-value depositors. Suryoday Small Finance Bank has announced a revision in its …\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessbreaking.com\/?p=1249\" \/>\n<meta property=\"og:site_name\" content=\"Business Breaking\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-12T01:25:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Business Breaking\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Business Breaking\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/businessbreaking.com\/?p=1249#article\",\"isPartOf\":{\"@id\":\"https:\/\/businessbreaking.com\/?p=1249\"},\"author\":{\"name\":\"Business Breaking\",\"@id\":\"https:\/\/businessbreaking.com\/#\/schema\/person\/877e0bddb66377b25fe903d33ea0d9eb\"},\"headline\":\"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here\",\"datePublished\":\"2025-10-12T01:25:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/businessbreaking.com\/?p=1249\"},\"wordCount\":545,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/businessbreaking.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/businessbreaking.com\/?p=1249#primaryimage\"},\"thumbnailUrl\":\"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png\",\"keywords\":[\"Business news\",\"Fixed Deposit\",\"Interest Rate\"],\"articleSection\":[\"Business\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/businessbreaking.com\/?p=1249#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessbreaking.com\/?p=1249\",\"url\":\"https:\/\/businessbreaking.com\/?p=1249\",\"name\":\"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here - Business Breaking\",\"isPartOf\":{\"@id\":\"https:\/\/businessbreaking.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/businessbreaking.com\/?p=1249#primaryimage\"},\"image\":{\"@id\":\"https:\/\/businessbreaking.com\/?p=1249#primaryimage\"},\"thumbnailUrl\":\"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png\",\"datePublished\":\"2025-10-12T01:25:19+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/businessbreaking.com\/?p=1249#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessbreaking.com\/?p=1249\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessbreaking.com\/?p=1249#primaryimage\",\"url\":\"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png\",\"contentUrl\":\"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png\",\"width\":1200,\"height\":675},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessbreaking.com\/?p=1249#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessbreaking.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessbreaking.com\/#website\",\"url\":\"https:\/\/businessbreaking.com\/\",\"name\":\"Business Breaking\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/businessbreaking.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessbreaking.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/businessbreaking.com\/#organization\",\"name\":\"Business Breaking\",\"url\":\"https:\/\/businessbreaking.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessbreaking.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/bb-logo-animation00005-copy-scaled-e1759823229567.png\",\"contentUrl\":\"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/bb-logo-animation00005-copy-scaled-e1759823229567.png\",\"width\":200,\"height\":229,\"caption\":\"Business Breaking\"},\"image\":{\"@id\":\"https:\/\/businessbreaking.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.youtube.com\/@BiznessBreaking\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessbreaking.com\/#\/schema\/person\/877e0bddb66377b25fe903d33ea0d9eb\",\"name\":\"Business Breaking\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessbreaking.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d86d00ac499161d97163dc4f4e91a99229fe6df137e8d76ae9fe03b9aef26fe6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d86d00ac499161d97163dc4f4e91a99229fe6df137e8d76ae9fe03b9aef26fe6?s=96&d=mm&r=g\",\"caption\":\"Business Breaking\"},\"sameAs\":[\"https:\/\/businessbreaking.com\"],\"url\":\"https:\/\/businessbreaking.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here - Business Breaking","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessbreaking.com\/?p=1249","og_locale":"en_US","og_type":"article","og_title":"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here - Business Breaking","og_description":"Last Updated:October 10, 2025, 09:50 IST Suryoday Small Finance Bank has increased its FD and savings account interest rates, offering returns of up to 8.10 per cent for senior citizens. The new rates, effective from October 2025, aim to attract more long-term and high-value depositors. Suryoday Small Finance Bank has announced a revision in its …","og_url":"https:\/\/businessbreaking.com\/?p=1249","og_site_name":"Business Breaking","article_published_time":"2025-10-12T01:25:19+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png","type":"image\/png"}],"author":"Business Breaking","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Business Breaking","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/businessbreaking.com\/?p=1249#article","isPartOf":{"@id":"https:\/\/businessbreaking.com\/?p=1249"},"author":{"name":"Business Breaking","@id":"https:\/\/businessbreaking.com\/#\/schema\/person\/877e0bddb66377b25fe903d33ea0d9eb"},"headline":"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here","datePublished":"2025-10-12T01:25:19+00:00","mainEntityOfPage":{"@id":"https:\/\/businessbreaking.com\/?p=1249"},"wordCount":545,"commentCount":0,"publisher":{"@id":"https:\/\/businessbreaking.com\/#organization"},"image":{"@id":"https:\/\/businessbreaking.com\/?p=1249#primaryimage"},"thumbnailUrl":"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png","keywords":["Business news","Fixed Deposit","Interest Rate"],"articleSection":["Business"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/businessbreaking.com\/?p=1249#respond"]}]},{"@type":"WebPage","@id":"https:\/\/businessbreaking.com\/?p=1249","url":"https:\/\/businessbreaking.com\/?p=1249","name":"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here - Business Breaking","isPartOf":{"@id":"https:\/\/businessbreaking.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/businessbreaking.com\/?p=1249#primaryimage"},"image":{"@id":"https:\/\/businessbreaking.com\/?p=1249#primaryimage"},"thumbnailUrl":"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png","datePublished":"2025-10-12T01:25:19+00:00","breadcrumb":{"@id":"https:\/\/businessbreaking.com\/?p=1249#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessbreaking.com\/?p=1249"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessbreaking.com\/?p=1249#primaryimage","url":"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png","contentUrl":"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/Untitled-design-2025-06-28T154933.491-2025-06-a9f08da99fa9948b1dc23170b59b79e2-16x9.png","width":1200,"height":675},{"@type":"BreadcrumbList","@id":"https:\/\/businessbreaking.com\/?p=1249#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessbreaking.com\/"},{"@type":"ListItem","position":2,"name":"Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here"}]},{"@type":"WebSite","@id":"https:\/\/businessbreaking.com\/#website","url":"https:\/\/businessbreaking.com\/","name":"Business Breaking","description":"","publisher":{"@id":"https:\/\/businessbreaking.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessbreaking.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/businessbreaking.com\/#organization","name":"Business Breaking","url":"https:\/\/businessbreaking.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessbreaking.com\/#\/schema\/logo\/image\/","url":"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/bb-logo-animation00005-copy-scaled-e1759823229567.png","contentUrl":"https:\/\/businessbreaking.com\/wp-content\/uploads\/2025\/10\/bb-logo-animation00005-copy-scaled-e1759823229567.png","width":200,"height":229,"caption":"Business Breaking"},"image":{"@id":"https:\/\/businessbreaking.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.youtube.com\/@BiznessBreaking"]},{"@type":"Person","@id":"https:\/\/businessbreaking.com\/#\/schema\/person\/877e0bddb66377b25fe903d33ea0d9eb","name":"Business Breaking","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessbreaking.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d86d00ac499161d97163dc4f4e91a99229fe6df137e8d76ae9fe03b9aef26fe6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d86d00ac499161d97163dc4f4e91a99229fe6df137e8d76ae9fe03b9aef26fe6?s=96&d=mm&r=g","caption":"Business Breaking"},"sameAs":["https:\/\/businessbreaking.com"],"url":"https:\/\/businessbreaking.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/businessbreaking.com\/index.php?rest_route=\/wp\/v2\/posts\/1249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessbreaking.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessbreaking.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessbreaking.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/businessbreaking.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1249"}],"version-history":[{"count":0,"href":"https:\/\/businessbreaking.com\/index.php?rest_route=\/wp\/v2\/posts\/1249\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessbreaking.com\/index.php?rest_route=\/wp\/v2\/media\/1250"}],"wp:attachment":[{"href":"https:\/\/businessbreaking.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessbreaking.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessbreaking.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}