Looking For High FD, Savings Account Returns? Check The Revised Interest Rates Here

Last Updated:October 10, 2025, 09:50 IST

Suryoday Small Finance Bank has increased its FD and savings account interest rates, offering returns of up to 8.10 per cent for senior citizens.

Suryoday Small Finance Bank has announced a revision in its fixed deposit (FD) and savings account interest rates. The new FD rates apply to deposits below Rs 3 crore starting October 8, this year, while the revised savings account rates came into effect on October 1, 2025. This update gives customers better returns on medium to long-term deposits and attractive interest on higher savings account balances.

After the latest revision, the bank is now offering FD interest rates between 4 per cent and 8.05 per cent for deposits below Rs 3 crore. The highest FD rate of 8.05 per cent is available for a 5-year tenure, making it a popular choice among long-term investors. Shorter tenures, such as those under one year, continue to offer modest returns, starting from 4 per cent.

Revised Fixed Deposit Interest Rates

The updated FD rates are as follows:

– 7 to 14 days: 4 per cent

– 15 to 45 days: 4.25 per cent

– 46 to 90 days: 4.50 per cent

– 91 days to 6 months: 5 per cent

– 6 months 1 day: 6.75 per cent

– Above 9 months to less than 1 year: 6 per cent

– 1 year: 7.40 per cent

– Above 1 year to 3 years: 7.25 per cent

– 5 years: 8.05 per cent (highest)

– Above 5 years to 10 years: 7.25 per cent

These rates apply to deposits below Rs 3 crore and are subject to change based on the bank’s policy and market conditions.

Senior Citizens Get Higher Returns

Senior citizens benefit from slightly higher interest rates, ranging from 4.20 per cent to 8.10 per cent, depending on the deposit tenure. The highest rate of 8.10 per cent is available for a 5-year FD, providing a steady income option for retirees.

A few examples include:

– 7 to 14 days: 4.20 per cent

– 91 days to 6 months: 5.20 per cent

– 1 year: 7.60 per cent

– 5 years: 8.10 per cent (highest)

– Above 5 years to 10 years: 7.45 per cent

Updated Savings Account Interest Rates

Savings account interest is paid based on daily balance slabs for domestic, NRE and NRO accounts.

– Up to Rs 1 lakh: 2.50 per cent

– Above Rs 1 lakh to Rs 5 lakh: 3 per cent

– Above Rs 5 lakh to Rs 10 lakh: 6.25 per cent

– Above Rs 10 lakh to Rs 5 crore: 7.50 per cent

– Above Rs 5 crore to Rs 25 crore: 7.75 per cent (highest)

For balances over Rs 25 crore, customers can contact their nearest branch for customised rates.

Read More